Cross-Border Vehicle Finance
Ireland’s highest-rated finance broker, giving you access to leading lenders through one simple application.
We make cross-border vehicle finance simple, handling everything from application to approval.
How it works
Find the vehicle you want from a verified dealer in Northern Ireland.
Apply online in under 2 minutes and we’ll secure your finance through our panel of Irish-based lenders.
We work with the dealer to finalise everything so you can collect your vehicle and bring it home.
For Cross-Border Finance
We compare Ireland’s leading lenders to find the right finance option for your vehicle.
Vehicles in Northern Ireland often offer better value and spec compared to the Irish market.
We’re partnered with Northern Ireland’s top dealers and marketplaces to give you more options.
We pioneered cross-border vehicle finance, making it simple and accessible for customers across Ireland.
Apply, upload documents, and track your progress throughout, easily from your phone.
Our expert advisors make it easy and guide you through the whole cross-border finance process.
Here’s what our customers say
Worked with Loanitt and Tim on a cross-border finance loan and the whole process was smooth from start to finish.
They kept in constant communication, explained everything clearly, and went above and beyond to make sure everything stayed on track.
Couldn’t recommend Loanitt highly enough.
Dealt with Loanitt for cross-border finance and couldn’t be happier with the experience.
I gave them the details of the car I wanted and my budget, and he came back with the perfect match.
Handled everything - from sourcing the vehicle to arranging the finance - making the whole process seamless.
It was smooth, efficient, and completely stress-free.
Loanitt were brilliant!
Tim was incredibly helpful and made the whole process simple from start to finish. He explained everything clearly and kept things moving throughout.
I had my car collected within a week, which made the experience even better.
Would highly recommend, especially for cross-border finance.
Would highly recommend!
I was so well looked after by Tim and the whole Loanitt team throughout.
Once I made my application, the guys kept me updated throughout and explained the whole cross-border process so well.
Quivk and professional service and will 100% use if buying a car in Northern Ireland again.
Yes, Loanitt specialises in helping residents in the Republic of Ireland finance vehicles from Northern Ireland. We make the process seamless, so you can drive your dream vehicle home with ease. Also, with VRT paid and registered with your county's plates.
Loanitt offers tailored financing solutions for a wide variety of vehicles, including cars, commercial vehicles, tractors, and Agri machinery.
Yes, you are responsible for paying VRT when registering your vehicle in the Republic of Ireland.
Generally, you won’t need to clear customs if the vehicle has been in private use in Northern Ireland for a reasonable period.
Exemptions may apply depending on your specific circumstances. Check with your local tax office for details.
Yes, vehicles purchased in Northern Ireland can be re-registered in the Republic of Ireland, via VRT which will be completed before you collect the vehicle from the garage.
Loanitt partners with leading marketplaces in Northern Ireland to provide access to a wide selection of vehicles.
With expert support from our team, tailored finance packages, and a streamlined process, we take the hassle out of cross-border financing.
If the vehicle wasn’t registered in Northern Ireland before January 1, 2021, you may be subject to a 20% VAT charge.
Re-registration is required for vehicles brought into the Republic of Ireland.
It only takes a couple of minutes
