Loanitt terms of use
1. Agreement
Please read these terms of use (“Terms”) carefully. They govern your access to and use of the website located at loanitt.ie, including all related products, services, content and technology (the “Website”).
By accessing or using the Website, you confirm that you have read, understood and accepted these Terms and are entering into a legally binding agreement with us. If you do not agree, you must not use the Website.
These Terms apply to all users, including visitors and registered users.
You are entering into these Terms with Loanitt Limited (“Loanitt”, “we”, “us” or “our”), a company registered in Ireland (No. 643708).
Registered address: Unit 6, Hebron House, MacDonagh Junction, Kilkenny.
Email: info@loanitt.ie
These Terms should be read alongside our Privacy Policy and Cookie Policy, which also apply to your use of the Website.
We may update these Terms from time to time. Continued use of the Website means you accept any updated Terms.
2. Providing accurate information
To access certain features, you may need to create an account. You must ensure all information you provide is accurate and kept up to date.
You are responsible for keeping your login details secure. If you suspect unauthorised access, you must notify us immediately at info@loanitt.ie.
You are responsible for all activity on your account until you report misuse.
We may suspend or disable your account if you breach these Terms or if there is a security concern.
For your protection, we use two-step authentication, and you will not be able to access your account without it.
3. Links to other websites
The Website may contain links to third-party websites. These are provided for convenience only.
We do not control or endorse these websites and are not responsible for their content. You access them at your own risk.
4. Intellectual property
All content on the Website (including text, graphics, logos, images, and code) is owned by or licensed to Loanitt (“Our Content”) and is protected by intellectual property laws.
You may view and download content for personal use only. You must not copy, distribute, modify, or use any content for commercial purposes without our written consent.
If you breach these Terms, your right to use the Website will cease immediately.
5. Acceptable use
You must use the Website lawfully and responsibly.
You must not:
- Use the Website for unlawful or fraudulent purposes
- Upload or share harmful, offensive, or misleading content
- Attempt to gain unauthorised access to systems or data
- Interfere with the operation or security of the Website
- Transmit viruses or malicious code
You are responsible for ensuring your device is secure and properly configured.
6. Data protection
Your use of the Website is subject to our Privacy Policy and Cookie Policy.
We may disclose information where required by law or where necessary to investigate complaints or misuse of the Website.
Any feedback you provide may be used by us without obligation or compensation.
7. Liability
The Website is provided for general information purposes only.
While we aim to keep information accurate and up to date, we do not guarantee that the Website will always be complete, accurate, or available.
Use of the Website is at your own risk. To the fullest extent permitted by law:
- The Website is provided “as is” and “as available”
- We do not guarantee it will be error-free or secure
- We are not liable for indirect or consequential losses, including loss of income, data, or business
Nothing in these Terms limits liability where it would be unlawful to do so.
If you are dissatisfied with the Website, your only remedy is to stop using it.
8. Termination
We may suspend or terminate your access to the Website if you breach these Terms.
We may also:
- Remove content
- Issue warnings
- Take legal action
- Report matters to authorities
Certain sections of these Terms will continue to apply after termination.
9. Entire agreement
These Terms form the entire agreement between you and Loanitt regarding your use of the Website.
10. Severability
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply.
11. Waiver
Failure to enforce any part of these Terms does not mean we waive our rights to enforce them in the future.
12. Governing law
These Terms are governed by the laws of Ireland.
Any disputes will be subject to the exclusive jurisdiction of the Irish courts.