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Income protection insurance – also sometimes known as accident, sickness, and unemployment cover – is a type of insurance that will protect your income if a serious injury or illness prevents you from working.
It’s marketed especially to self-employed workers and those with their own business. But, even if you aren’t self-employed, it’s worth considering an income protection policy if you have dependents, debts or loans to repay, you don’t receive sick pay or you don’t have savings.
