Frequently Asked Questions at LoanITT

Loanitt is a registered credit intermediary with the Competition and Consumer Protection Commission.

Annual Percentage Rate. APR is the total charge for a full year written as a percentage.

Loanitt does not charge a fee to the user. Loanitt as a credit intermediary makes a commission from the lender for each successful application.

Customers cannot apply directly to Loanitt for car finance. We only facilitate car finance through our approved vendors via our online platform.

You can contact our customer service by emailing Any complaints in relation to your finance agreement during the term of your finance you should contact your finance provider.

You can obtain a copy of your personal information by emailing

Minimum of €5,000 with no maximum. Each lender Loanitt deals with has their own credit policies in place so the minimum amount and length of the agreement depends on this.

Yes, you credit history will be checked. When assessing a credit application ech lender will request a credit check from the Irish Credit Bureau (“ICB”)]. From October 1st 2019, this information will be requested from the Central Credit Register (“CCR”).

Loanitt have a wide range of finance partners who can provide finance tailored to your individual situation.

Loanitt submits the application to suitable lenders immediately, a decision then can be expected anywhere from instant to 24 hours for car finance or longer for Agri and SME finance depending on the complexity of the application.

This depends on which finance company sanctions the application. Some lenders require a deposit whilst others do not.

The minimum standard is a valid ID and proof of address. Often further information may be requested such as payslips, bank statements or proof of employment.

Please get in touch via the portal on the contact us page. Once received we will be in touch.

You can repay the loan off early, at any time. There may be a charge for early repayment, but this will depend on the lender criteria. A member of the Loanitt team can be available to discuss these with you before you draw down your finance.