Cross-border financing is a service available to residents of the Republic of Ireland who want to purchase vehicles or machinery in Northern Ireland.
It is a simple process where financial support is provided to cover the cost of your purchase, allowing transactions to take place with ease.
The simplest way to get an indicative quote
My monthly budget is
Monthly repayment amount over 60 months
We'll Search for car finance offers from our large panel of lenders for free.
You could get a car worth €25000
Loanitt is a finance broker, not a lender. We have access to a panel of lenders to find the deal for you. Representative example: borrowing €12,000 over 5 years with a representative APR of 8.99%, an annual interest rate of 8.99% (Fixed) and a deposit of €0.00, the amount payable would be €249.04 per month, with a total cost of credit of €2,942.52 and a total amount payable of €14,942.52. The quotation is for illustrative purposes only and subject to current lender criteria.
The rate you are offered will depend on your own personal circumstances, including your credit history and affordability. Lending criteria and terms and conditions apply.
After weeks of searching everywhere else, Loanitt helped me find exactly what I wanted and within budget!
I saved thousands compared to other options and the process was so quick and easy.
Vehicles from Northern Ireland offer excellent value with competitive pricing.
Access vehicles with premium UK specifications which can be hard to find.
We are partnered with all top marketplaces to ensure a broad selection for your needs.
Many Northern Irish vehicles have lower mileage, which can increase driving expectancy and reduce costs.
Our efficient processes ensure fast decisions and quality guidance to get you in your new car ASAP.
We provide tailored packages for individuals, sole traders, and businesses to spread the cost.
Our teams know the market inside and out and are here to get the best for you.
Yes, Loanitt specialises in helping residents in the Republic of Ireland finance vehicles from Northern Ireland. We make the process seamless, so you can drive your dream vehicle home with ease. Also, with VRT paid and registered with your county's plates.
Loanitt offers tailored financing solutions for a wide variety of vehicles, including cars, commercial vehicles, tractors, and Agri machinery.
Yes, you are responsible for paying VRT when registering your vehicle in the Republic of Ireland.
Generally, you won’t need to clear customs if the vehicle has been in private use in Northern Ireland for a reasonable period.
Exemptions may apply depending on your specific circumstances. Check with your local tax office for details.
Yes, vehicles purchased in Northern Ireland can be re-registered in the Republic of Ireland, via VRT which will be completed before you collect the vehicle from the garage.
Loanitt partners with leading marketplaces in Northern Ireland to provide access to a wide selection of vehicles.
With expert support from our team, tailored finance packages, and a streamlined process, we take the hassle out of cross-border financing.
If the vehicle wasn’t registered in Northern Ireland before January 1, 2021, you may be subject to a 20% VAT charge.
Re-registration is required for vehicles brought into the Republic of Ireland.
Finance your cross-border vehicle or machinery with confidence.
