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The calculators on this website based upon calculators built by Money Advice. They are designed to provide guideline indicators for Life Cover and associated insurance products. It is recommended that you speak with your broker before buying any financial product.

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What is Life Insurance?

Life insurance is a type of policy that protects your loved ones with financial support if you die.

There are various types of life insurance available, the primary goal being to reduce the potential financial burden on your family in the event of your death, while providing reassurance to those closest to you. In general, it works like other forms of insurance:

You pay a regular premium over a set term
If you pass away your insurer pays a tax-free lump sum to your beneficiaries
The payout can be used to clear a mortgage, debts and cover living expenses for your family.