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Posted by:Keith Doyle
Understanding the Cost of a Personal Loan
When it comes to personal loans, understanding the cost is essential to making sound financial decisions. Whether you need funds for a major purchase, debt consolidation, or any other financial goal, the cost of a personal loan can vary significantly based on several key factors. In this expert guide, we’ll dive into what influences the […]
Posted by:Keith Doyle
Can I Get a Personal Loan If My Credit Is Bad?
If your credit history isn’t in the best shape, you might be wondering, “Can I get a personal loan?” The good news is that even with bad credit, it’s still possible to secure a personal loan. At Loanitt, we’re here to guide you through the process and help you find the right loan for your […]
Posted by:Keith Doyle
Who is the easiest company to get a personal loan with?
When it comes to securing a personal loan, one question frequently arises: “Who is the easiest company to get a personal loan from?” In short there is no easiest company to apply with, all companies have different underwriting polices, loan purposes and loan terms. We understand that accessing the right loan can be crucial for […]
Posted by:Keith Doyle
How Much of a Personal Loan Can You Secure?
If you’re considering a personal loan to meet your financial goals, you might be wondering, “How much of a personal loan can I get?” It’s a common question, and the answer depends on several factors. In this blog, we’ll break down the key considerations that determine your loan amount and introduce you to Loanitt, your […]
Posted by:Keith Doyle
What Are the Repayment Terms for Personal Loans in Ireland?
When considering a personal loan in Ireland, one of the critical aspects to understand is the repayment terms. These terms determine how you’ll pay back the borrowed funds, including the monthly installments and the overall cost of the loan. In this article, we’ll delve into the details of repayment terms for personal loans and how […]
Posted by:Keith Doyle
What is a Personal Loan? Understanding the Essentials
When it comes to managing your finances in Ireland, personal loans can be a means to achieve various financial goals, whether it’s funding home improvements, covering unexpected medical expenses, or even consolidating existing debts. In this article, we will break down the key components of a personal loan, helping you understand what they are and […]
Posted by:Keith Doyle
Best Way to Compare Personal Loans in Ireland
When it comes to navigating the world of personal loans in Ireland, it’s crucial to make informed choices. With various lenders and loan options available, finding the best fit for your financial needs can be a daunting task. That’s where Loanitt comes in as your trusted partner in the quest for the perfect personal loan. […]
Posted by:moussa
Green mortgages – All you need to know
Listen back with John Duggan and learn all you need to know about green mortgage. Podcast Link: Green Mortgage – All You Need To know With climate change regularly on the radar, there has been a massive effort placed on banks and lenders to support applicants in buying more energy-efficient products and services. Property is […]
Posted by:moussa
Should I keep my tracker mortgage?
Listen back with John Duggan, podcast link below. Podcast Link: Should I Keep My tracker Mortgage? Tracker mortgage borrowers have enjoyed the benefits of the tracker mortgage over the last 5-10 years with the European Central Bank (ECB) base rate reducing to 0% in 2016. However, since July 2022, the base rate has risen by […]
Posted by:moussa
Self-Build/New Build homes – Things to consider
Listen back to find out all you need to know about mortgages for Self-Build/New Build homes. Listen back with John Duggan. Podcast Link: Self-Build/New Build Homes Self-Build If you are interested in building your own home, it’s important to understand how a lender will assess the proposal and how much you can borrow. This will […]
Posted by:moussa
Self-employed & applying for a mortgage – Things to consider
Listen back to find out all you need to know about Self-employed & applying for a mortgage. Listen back with John Duggan. Podcast Link: Self-employed and applying for a mortgage With nearly 1 in 5 of the Irish workforce working in a self-employed capacity, it’s important to understand how banks and lenders will assess your […]
Posted by:moussa
How much can I borrow & mortgage affordability?
Listen back to find out all you need to know on how much you can borrow & mortgage affordability. Listen back with John Duggan CEO Podcast Link: How much can I borrow & mortgage affordability? The Central Bank has relaxed the guidelines as of 1st Jan 2023 allowing first-time buyers to borrow up to a […]
Posted by:moussa
Getting mortgage ready? Things to consider
Listen back to find out all you need to know about getting mortgage ready Listen back with John Duggan CEO Podcast Link: Getting mortgage ready Whether a first-time buyer (FTB) or a second-time buyer (STB), starting the mortgage process can seem a daunting task. Engaging with a mortgage broker as early as possible will make […]
Posted by:moussa
How to respond to increasing mortgage interest rates?
Listen here to find out all you need to know on how to respond to increasing mortgage interest rates. Listen back with John Duggan CEO Podcast Link: How to respond to increasing mortgage interest rates As has been well publicised over the last few months, the European Central Bank has been reacting to the rising […]
Posted by:haris
Ask The Expert: Mortgages
Unsure how or if to switch mortgage providers? Our Monday expert John Duggan, CEO & Co-Founder at Loanitt answered all your mortgage-related questions.
Posted by:haris
As it prepares to kick off a Series A funding round, Irish fintech Loanitt has signed a major partnership with Three
Loannit COO Padraig Nolan, CTO Keith Doyle and CEO John Duggan. PIC. Bryan Meade. Loanitt aims to make it easier for mortgage holders to access the best deals. Having just secured an open banking licence, it has now signed a major deal with mobile phone giant Three. Irish fintech Loanitt has agreed a partnership […]
Posted by:haris
Machinery finance made simple with Loanitt
Padraig Nolan, co-founder of Loanitt, explains how the company established itself as one of the largest car finance brokers in Ireland, as well as its entry into the agri, commercial and plant market. Members of Loanitt Agri Team Tony Conroy, James Hartley and Joe Kelly meeting Derek Moffett, Mark Allen and Dillon Duffy of […]
Posted by:haris
FinTech secures €570,000 from southeast business angels
Loanitt Co-founders John Duggan, CEO, and Padraig Nolan, COO which has secured €570,000 in new investment. A financial tech startup has secured €570,000 investment to expand its operations and double its staff numbers by the end of next year. Based in Kilkenny, credit intermediary Loanitt provides motor, agricultural, and commercial finance. The company has developed […]
Posted by:haris
Having secured an open banking licence, Loanitt wants to shake up the Irish mortgage market and raise €5m
Loanitt is launching a new open banking brand called Kyiper, and it plans to make it easier for mortgage holders to access the best deals. Co-founder John Duggan talks about banking data, the future of finance and European expansion plans. 2022 promises to be a big year for Loanitt, Ireland’s largest finance intermediary. Founded […]
Posted by:haris
As pillars leave, non-bank lenders and fintechs arrive
The main benefit of invoice finance is that it offers businesses immediate access to funds outstanding from their unpaid sales invoices As any individual trying to swap banks can attest, the exit of KBC and Ulster Bank from the Irish market is stressful for individuals. For business owners seeking working capital and other forms […]
Posted by:haris
Start-up Loanitt raises €570,000 as it looks to double headcount
Loanitt provides car, agricultural and commercial finance through technology that streamlines the credit application process Kilkenny-based start-up Loanitt has secured €570,000 in investment as it looks to more than double headcount by the end of next year. The finance intermediary raised the funding through Enterprise Ireland (EI) and angel investors that are part of […]
Posted by:Loanitt Blog
How much money can I save by switching my mortgage?
The Central Bank of Ireland has reported that over 60% of switched mortgages are €10,000+ cheaper over the remaining term of the loan. The latest Central Bank of Ireland report on mortgage switching recorded that 61pc of eligible switchers could save over €10,000. Some 13pc stand to gain over €30,000. Homeowners are paying an average […]
Posted by:Loanitt Blog
Loanitt 10 simple steps to switching your mortgage
Remember you can save up to on average €4,000 a year by switching your mortgage. Check how much you can save today: Loanitt Mortgage Switcher Why do people not switch in Ireland? The answer is simple, they don’t realise how much money they could save or they believe the process is too long and complicated. […]
Posted by:Loanitt Blog
What documents do I need for my mortgage application?
You will need quite a few documents but it’s not so bad when you break it into little sections and work through them that way. Loanitt will explain any questions you have around the documents too of course. 1. Application Form You can fill this out on the Loanitt website, and we’ll prepare it into […]
Posted by:Loanitt Blog
10 step guide to getting mortgage ready
When the time comes for you to buy for the first time or to remortgage, there are steps you can take to speed the overall process up. If you can get yourself as mortgage-ready as possible – about 6 to 12 months prior to you needing a mortgage – then when you need the mortgage, […]
Posted by:Loanitt Blog
10 step guide to buying your new home
Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process manageable and help you make the best decisions possible. Here are 10 steps to guide you on your way to your new home. 1. Determine How Much You Can Afford The recommendation is that […]