Category: Mortgage
Posted by:moussa
Green mortgages – All you need to know
Listen back with John Duggan and learn all you need to know about green mortgage. Podcast Link: Green Mortgage – All You Need To know With climate change regularly on the radar, there has been a massive effort placed on banks and lenders to support applicants in buying more energy-efficient products and services. Property is […]
Posted by:moussa
Should I keep my tracker mortgage?
Listen back with John Duggan, podcast link below. Podcast Link: Should I Keep My tracker Mortgage? Tracker mortgage borrowers have enjoyed the benefits of the tracker mortgage over the last 5-10 years with the European Central Bank (ECB) base rate reducing to 0% in 2016. However, since July 2022, the base rate has risen by […]
Posted by:moussa
Self-Build/New Build homes – Things to consider
Listen back to find out all you need to know about mortgages for Self-Build/New Build homes. Listen back with John Duggan. Podcast Link: Self-Build/New Build Homes Self-Build If you are interested in building your own home, it’s important to understand how a lender will assess the proposal and how much you can borrow. This will […]
Posted by:moussa
Self-employed & applying for a mortgage – Things to consider
Listen back to find out all you need to know about Self-employed & applying for a mortgage. Listen back with John Duggan. Podcast Link: Self-employed and applying for a mortgage With nearly 1 in 5 of the Irish workforce working in a self-employed capacity, it’s important to understand how banks and lenders will assess your […]
Posted by:moussa
How much can I borrow & mortgage affordability?
Listen back to find out all you need to know on how much you can borrow & mortgage affordability. Listen back with John Duggan CEO Podcast Link: How much can I borrow & mortgage affordability? The Central Bank has relaxed the guidelines as of 1st Jan 2023 allowing first-time buyers to borrow up to a […]
Posted by:moussa
Getting mortgage ready? Things to consider
Listen back to find out all you need to know about getting mortgage ready Listen back with John Duggan CEO Podcast Link: Getting mortgage ready Whether a first-time buyer (FTB) or a second-time buyer (STB), starting the mortgage process can seem a daunting task. Engaging with a mortgage broker as early as possible will make […]
Posted by:moussa
How to respond to increasing mortgage interest rates?
Listen here to find out all you need to know on how to respond to increasing mortgage interest rates. Listen back with John Duggan CEO Podcast Link: How to respond to increasing mortgage interest rates As has been well publicised over the last few months, the European Central Bank has been reacting to the rising […]
Posted by:Loanitt Blog
How much money can I save by switching my mortgage?
The Central Bank of Ireland has reported that over 60% of switched mortgages are €10,000+ cheaper over the remaining term of the loan. The latest Central Bank of Ireland report on mortgage switching recorded that 61pc of eligible switchers could save over €10,000. Some 13pc stand to gain over €30,000. Homeowners are paying an average […]
Posted by:Loanitt Blog
Loanitt 10 simple steps to switching your mortgage
Remember you can save up to on average €4,000 a year by switching your mortgage. Check how much you can save today: Loanitt Mortgage Switcher Why do people not switch in Ireland? The answer is simple, they don’t realise how much money they could save or they believe the process is too long and complicated. […]
Posted by:Loanitt Blog
What documents do I need for my mortgage application?
You will need quite a few documents but it’s not so bad when you break it into little sections and work through them that way. Loanitt will explain any questions you have around the documents too of course. 1. Application Form You can fill this out on the Loanitt website, and we’ll prepare it into […]
Posted by:Loanitt Blog
10 step guide to getting mortgage ready
When the time comes for you to buy for the first time or to remortgage, there are steps you can take to speed the overall process up. If you can get yourself as mortgage-ready as possible – about 6 to 12 months prior to you needing a mortgage – then when you need the mortgage, […]
Posted by:Loanitt Blog
10 step guide to buying your new home
Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process manageable and help you make the best decisions possible. Here are 10 steps to guide you on your way to your new home. 1. Determine How Much You Can Afford The recommendation is that […]